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MY SALARY IN MY BANK

FOR PUBLIC SECTOR EMPLOYEES

Get your salary through the Bank and take advantage of privileged conditions.

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Preferential Loan Terms

Get credit lines, consumer loans, or mortgages with lower interest rates and favorable conditions.

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Special Terms for Executives

Acba offers additional privileges for individuals holding executive positions.

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No Employer Agreement Required

You can join the payroll program even if your employer does not have an agreement with the bank.

Card Types
Free Bank Card

Get free Visa Barerar, Visa Classic, Mastercard Standard, and Amex Cashback cards, or premium options like Visa Gold and Mastercard Gold under preferential terms.

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Advantages
Free Cash Withdrawals

Zero withdrawal fees for AMD cards.

Receive your salary not only in AMD, but also in USD or EUR.

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Tariffs
Transparent Pricing

Rates for all cards, loans, and credit lines are public with no hidden fees.

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Important to know

By receiving the salary through Acba bank, you will have the opportunity to:

  • receive card and credit products with beneficial terms:
    • international payment system cards
    • credit lines
    • consumer loans
    • mortgage loans
  • use the products offered within the salary program without the Bank's cooperation agreement between you and your employer;
  • receive a loan with beneficial terms of assessment of creditworthiness;
  • due to the wide network of branches and ATMs be served in a place, convenient for you.
Last Update՝ 24.03.2026