Add your Acba bank MasterCard, Visa or American Express cards to Apple Wallet, Google Wallet™ or Garmin Pay.
iPhone
When making a payment at a point of sale, double-click the upper-right button of your iPhone, authenticate using Face ID/Touch ID or enter your smartphone Passcode, and then hold your smartphone near the POS terminal.
For online purchases, select Apple Pay as the payment method and authenticate using Face ID/Touch ID or enter your smartphone Passcode.
When making a cash withdrawal at an ATM, double-click the upper-right button of your iPhone, authenticate using Face ID/Touch ID or enter your smartphone Passcode, and then hold your smartphone near the ATM's NFC reader.
Apple Watch
When making a payment at a point of sale, double-click the lower-right button of your Apple Watch and then hold the watch near the POS terminal.
When making a cash withdrawal at an ATM, double-click the upper-right button of your iPhone, authenticate using Face ID/Touch ID or enter your smartphone Passcode, and then hold your smartphone near the ATM's NFC reader.
iMac, MacBook, iPad
For online purchases, select Apple Pay as the payment method. If the device has Face ID enabled, authenticate using Face ID. If the device has Touch ID enabled, authenticate using Touch ID. If the device does not have Face ID/Touch ID or these features are not enabled, authentication must be completed using an iPhone or Apple Watch that is connected to the device at that time.
A card can be added to Apple Wallet either from the Apple Wallet app or from the acba digital app.
Apple Pay can be used to make payments at points of sale and online stores, as well as to make cash withdrawals at ATMs equipped with an NFC module (contactless). Cash withdrawals are available only with Visa and Mastercard cards.
Up to 12 cards can be added to one Apple Wallet.
A card can be added to different Apple devices. A separate process must be completed for each device.
Apple Pay payments can also be made without an internet connection.
Card digitization can only be performed on devices running the iOS operating system.
Card digitization is available for all Visa card types issued by the Bank, except Visa Business and Visa Electron cards, and for all Mastercard card types, except Maestro cards.
Card digitization is available on the following devices: iPhone 6/6 Plus, 6s/6s Plus, 7/7 Plus, 8/8 Plus, X, XS/XS Max, XR, SE, 11/Pro, 12/Pro, 13/13max/13pro/13pro max (and higher), as well as all Apple Watch models.
Card digitization and payments are possible only if a Passcode is set for unlocking the Apple device.
Smartphone
When making a payment at a point of sale, activate the smartphone screen or unlock the smartphone (device unlock) using the smartphone's unlock security method, and hold the smartphone near the POS terminal. Payments exceeding AMD 20,000 must be made by unlocking the smartphone.
For online purchases, select Google Pay as the payment method and authenticate using the smartphone's unlock security method.
When making a cash withdrawal at an ATM, unlock the smartphone (device unlock) using the smartphone's unlock security method, hold the smartphone near the ATM's NFC reader, and then enter the card PIN code at the ATM.
Smart Watch
When making a payment at a point of sale, open the Google Pay wallet on the watch and hold the watch near the POS terminal. Payment methods using a watch may vary depending on the type of watch.
When making a cash withdrawal at an ATM, open the Google Pay wallet on the watch and hold the watch near the ATM's NFC reader, then enter the card PIN code at the ATM. Cash withdrawal methods using a watch may vary depending on the type of watch.
Card digitization can only be performed on devices running the Android operating system.
Card digitization is available for all Visa card types issued by the Bank, except Visa Business and Visa Electron cards, and for all Mastercard card types, except Maestro cards.
Card digitization is available on Android 5 and higher smartphones and smartwatches running Wear OS version 2.0 and higher.
Card digitization and payments are possible only if one of the following device unlocking methods is set:
PIN
Pattern
Password
Fingerprint
Iris scan
3D face unlock
From now on, Visa cardholders of our Bank will be the first in Armenia to be able to make contactless, fast and innovative payments using their Garmin smartwatches.
Garmin smartwatches are categorized into lifestyle, sports and outdoor series, making it easy for customers to choose the right one.
The key feature of the Garmin Pay payment system is the ability to make fast and contactless payments. Without cash and even without a phone, Visa cardholders will be able to make payments/cash withdrawals simply by holding the watch near the POS terminal/ATM.
The service is available only for all Visa cards issued by the Bank, except Visa Business and Visa Electron cards. Garmin Pay is available at all points of sale worldwide where Visa cards are accepted through contactless POS terminals.
To use the service, the watch must have NFC payment capability and must be connected to make payments.
You can learn more about the process of digitizing Visa cards on Garmin watches and making Garmin Pay payments here.
