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INVESTORS

ACBA BANK

Stable growth, high profitability, strong management

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Our Investment Story

The meaning of the bank's existence is its customers, their quality of life and improving the quality of life of the entire society through business development. At the same time, as an organization founded on the idea of ​​mutual assistance, Akba strives to provide financial tools and resources to different segments of society - individuals, organizations and communities - to ease and improve their daily and business lives.
Acba bank is one of the leading universal banks in Armenia, combining high profitability, stable growth, and dividend predictability, creating long-term value for investors.
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Why invest in Acba?

  • Leading position in the Armenian banking system
  • High profitability (ROE ~20%)
  • Stable and growing dividends
  • Strong capital and liquidity
  • Digital leadership and large customer base
  • High growth potential (P/B ~0.5x)

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Development and achievements

Internationally prestigious Moody's Ba3 rating.

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2025

The internationally renowned Moody’s rating agency has awarded the bank a Ba3 long-term local currency and foreign currency deposit and issuer rating with a stable outlook. This rating is equal to the rating of the Republic of Armenia and is currently the highest rating given by Moody’s in Armenia.

Rating

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BB-Rating

Long-term

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Sustainability and Annual Reports

2025 annual report

2024 annual report

Last Update՝ 02.07.2026