ACBA Bank has expanded its remote customer service capabilities by introducing an electronic contract signing system.
An offer to sign the documents is sent to the customer's e-mail address, which will be active for 10 working days.
After reviewing the loan documents, the customer clicks on “Next to sign”, enters the one-time password sent to their phone number, and clicks on “Sign Documents.”
The documents approved by the Bank are sent by a separate e-mail to the customer's e-mail. The loan amount is transferred to the customer's account at the same time, automatically charging the one-time loan commission.
Electronic signing of loan agreements without loan formulation can be done without collateral and without guarantor in case of the following types of loans:Loan | Amount |
Consumer loan | Up to 10 mln AMD |
Card credit line | Up to 5 mln AMD (equivalent foreign currency) |
Non-recoverable card credit line | Up to 2 mln AMD (equivalent foreign currency) |
Agricultural loan | Up to 5 mln AMD (equivalent foreign currency) |