The Mastercard Gold card is your secure companion anywhere in the world
The Mastercard Gold card is your secure companion wherever you go. With the Mastercard PayPass system, you make payments quickly and without additional actions.
With Mastercard Gold, you are a welcome guest everywhere. Your card is accepted at thousands of shopping centers around the world.
Receive pleasant surprises and discounts at airport Duty Free shops.
More than 2 million ATMs operating worldwide can service your Mastercard Gold card.
Advantages of the Mastercard PayPass card
The number of merchant locations offering the convenience of acceptance of Mastercard PayPass cards is increasing day by day worldwide, and today Mastercard PayPass cards are accepted at thousands of merchant and service locations around the world.
The card, being a card of the Mastercard Worldwide payment system, is accepted at millions of merchant and service locations and ATMs in more than 200 countries worldwide.
All cards of the Bank under the Mastercard system are chip cards, which makes counterfeiting and fraudulent use of these cards almost impossible.
With the card you can:
Due to the preferential period for using the credit line of the Mastercard Gold card, interest is not charged on payment transactions carried out using credit funds until the 14th day of the month following the execution of the payment transaction, which releases you from the need to pay additional interest amounts.
For internet transactions, a one-time password authentication system (3D Secure) is used.
Learn more about the terms for issuance and servicing of the credit line.
Note: loan interest is calculated based on the nominal interest rate. The annual effective interest rate shows how much the use of the credit line will cost, provided that interest and other payments are made within the established time limits.
Service fee - AMD 18,000 per year, via acba digital - AMD 15,000 per year
Currency - AMD, USD, EUR
Credit line availability - up to AMD 18,000,000
Annual nominal interest rate of the credit line¹ - AMD: 19.5-21%
Annual effective interest rate of the credit line - AMD: 14.58-17.69%
Issuance of a supplementary card - free of charge (maximum of 2 supplementary cards)
For non-resident individual customers, a one-time service fee of AMD 15,000 is charged upon opening the first bank account (current, card, or deposit), except in cases where the account is opened for the purpose of acquiring or subscribing to the Bank’s ordinary (common) shares.
Cash withdrawal fee from the Bank’s ATMs and POS terminals - for cards without a credit line:
for cards denominated in AMD - 0%
for foreign currency cards - 1%
Cash withdrawal fee from the Bank’s ATMs and POS terminals - for cards with a credit line - 2%
Learn more about all tariffs for issuance and servicing of the Mastercard Gold card
Learn more about the terms for servicing payment cards
Previous terms of card tariffs
1 Unless otherwise provided within the framework of salary servicing programs offered by the Bank.
