DEPOSITS

BUSINESS DEPOSIT

Your deposit with your signature. A flexible mechanism to manage your funds.

You can increase or decrease the deposit amount throughout the entire term of the deposit, subject to certain restrictions.

You can apply for a loan or a credit line for up to 95% of the current balance on your deposit account.

Choose the most convenient way to receive your interest: monthly, at the end of the term, or through monthly capitalization.

Deposit Calculator

Start

End

Interest payment method

Interest payment at the end of the term

Increase/decrease option

Interest rate
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The calculation is performed based on the interest rate applicable to deposits placed through the acba digital internet banking system.
Income after tax
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Total amount

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The calculation is performed based on the interest rate applicable to deposits placed through the acba digital internet banking system.

The business deposit accounts can be opened by legal entities and private entrepreneurs in AMD, USD, Euro and RUR.

Minimum loan amount comprises 500.000 AMD, 1.000 USD, 1.000 EUR and 50.000 RUR.

The validity period of the deposit can be from 1-24 months (3-24 months in case of deposits in USD, 6-24 months in case of deposits in Euro and monthly compounding option)
The depositor has an opportunity to enter and withdraw funds from the deposit account.
If desired the depositor can make top-ups during the whole deposit validity period except for the last 3 months maximum in the amount of 100% of the funds mentioned in the deposit agreement.
Opportunity to withdraw funds during the whole deposit validity period except for the first 3 months maximum in the amount of 30% if the funds mentioned in the deposit agreement.

Interest amount calculation example:

Learn more about the Business deposit conditions here.

Last Update՝ 13.04.2026