VISA SIGNATURE

Take your Visa Signature card with you when traveling and be calm and confident around the world.

You can enjoy all the benefits of Visa Signature card, both when traveling and in everyday life, such as:

• Travel insurance
• Shopping insurance
• International medical and information support
• Free admission to DragonPass airport lounges
• Concierge service
• Special offers from international brands
• Global Customer Assistance Service (GCAS)

Visa Signature card gives an opportunity to:

• perform Card-to-card transfers via ATMs,
• perform Tokenized card transactions,
• receive the statement of the last ten transactions, performed with your card, via ATMs,
• apply for a card credit line,
• if desired, activate SMS-notification service, etc.

Being a PayWave type card, Visa Signature card has also the following advantages:

• Payment by Visa payWave card is fast
• In case of payment of up to 20,000 AMD, PIN code is not required
• Making a card payment, there is no need to transfer it to the service provider or insert it in the terminal and sign the receipt.

The number of retail outlets offering Visa payWave cards around the world is increasing day by day, and today Visa payWave cards are serviced in thousands of trade and service points around the world.

Visa payWave technology allows you to make contactless payments by simply bringing the card closer to specific terminals.

• Service commission - 4000 AMD per month or 40 000 AMD per year
• Currency - AMD, USD, EUR
• Credit line opportunity – from 500,000 AMD an equivalent of up to 18,000,000 AMD
• Annual nominal interest rate of the credit line1 - cards in AMD - 18%
• Annual actual interest rate of the credit line - AMD - 13.7%
• Cash withdrawal fee from the ATMs and POS terminals – 1%
• Provision of a linked card – 25 000 AMD annually
• In case of opening the first bank account (current, card, deposit) to non-resident individuals, a one-time commission of AMD 15,000 is charged, except when the account is opened to purchase ordinary (ordinary) shares of the Bank or to subscribe to the latter.

1If otherwise is not specified by the Bank under the salary service programs.

Learn more about All Terms of Provision and Service of Visa Signature Cards

Learn more about Terms of Provision and Service of Payment Cards.

Visa Signature card provides a variety of travel insurance coverages* to protect against a number of travel events, such as illness, baggage delays, flight delays, missing the flight, assaults, loss of money, etc. In such cases, the insurance is provided in the form of financial compensation.

The cardholder is also provided with a Certificate of Insurance, which the cardholder can obtain by visiting here.

In the event of an insurance accident, the cardholder shall contact the support service at +7 (495) 937 6453 or at card.claims@rus-survey.ru.

You can learn more about full terms of insurance here.

Visa Signature cardholders are provided with shopping insurance coverage, which allows them to insure card purchases against theft and damage within 365 days from the date of purchase.

In case of an insurance accident, the cardholder shall contact the support service at +7 (495) 937 6453 or by e-mail card.claims@rus-survey.ru.

The full terms of the shopping insurance can be found here.

Prior to and during the travel, cardholders are provided with a variety of medical and travel assistance services. In particular, cardholders are provided with medical consulting, information on travel visas, entry requirements for all countries, etc.

In case of need for support services, the cardholder shall contact International SOS company at +7 (495) 937 6453.

For more information, please visit here.

Visa Signature cardholders have the opportunity to enjoy complimentary access to DragonPass lounges at over 1,300 airports worldwide twice per calendar year. 

Find more details here.

Visa Signature cardholders have a unique opportunity to use the Concierge service provided with the card, which allows them to organize their travel in the most efficient way. Concierge service is suitable for all those who like to travel, but do not have enough time to organize the trip. Concierge service includes booking flights, hotel, restaurant reservation, car rental, travel planning, etc. For more information, please visit here.

Visa Signature cardholders can take advantage of a number of special benefits and discount benefits provided by many international brands. These include Visa Luxury Hotels Collection, Avis car rental, hotel reservation through www.agoda.com, etc. A complete list of organizations can be found ­­here.

The International Multilingual Customer Support Service is ready to assist cardholders 24 hours a day, 365 days a week.

If your Visa Signature card is lost or stolen, Visa International Customer Service representatives may:

• block the card during 30 minutes to avoid fraudulent purchases;
• arrange card replacement and send it to the cardholder within 3 working days;
• provide cash in 270,000 locations around the world.

Find telephone numbers of International Customer Support Services of all countries here.

Find the general terms of provision of Visa Signature card here.

* To use travel insurance coverage, you need to pay for your travel ticket and/or hotel with a Visa Signature card.

How to obtain the card?

Jhow long does it take to receive the card?

The Card will be provided to you within a maximum of seven working days after filling in the Card and card account application in any branch of the Bank, and the Card will be activated within a maximum of one working day from the day of the Card issuance.

In case of filling in the Card and card account application online, the card will be ordered after the mutual agreement between you and the Bank.

What is required to order the card?

After applying for the Card in any of the above ways, in order to receive the Card, you need to visit the Bank's branch of your choice, presenting your identification document and the public service number1:

1 It is registered in the identification card of the RA citizen, in the documents of the person, not being a citizen of the RA, permanently residing in the RA, in the documents proving the refugee identity, in the social security card previously issued, as well as in the certificate, issued by the state register body or certificate, issued by the state register body (original) on not receiving a public service number.

For more details about the card delivery, please visit here․

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