AMERICAN EXPRESS® CASHBACK

You can obtain the American Express® Cashback Card either with or without a credit line. It is the first card of the American Express® system that can be issued without a credit line, allowing you to manage your own funds and save in the most convenient and beneficial way.

• The American Express® Cashback Card will be issued to you with a credit line of up to AMD 1,000,000.
• For each payment transaction made using credit funds, you will be granted an interest-free period of up to 37 days, during which no interest is accrued on the amount used. Starting from the 8th day of the month following the payment transaction, interest will be calculated only on the used and outstanding amount as of that date.

Obtain the American Express® Cashback Card free of charge as a supplementary card by linking it to another type of card issued to you by Acba bank, and accumulate cashback from payments made with the Cashback Card.

Use the cashback service offered by the Card also by using your own funds.
The 24/7 customer service call center phone number +374 10 31 99 99 is always available from anywhere in the world. Our experienced specialists are ready to provide information about your card and assist you with using the services provided by the Card.

During the term of the contract, the account statement and other information subject to mandatory provision by the legislation of the Republic of Armenia are provided free of charge. The statement subject to non-mandatory provision by the legislation of the Republic of Armenia, the copy of the statement, the statement submitted to foreign embassies and visa centers are provided.

• In case of limitation up to 6 months (inclusive) – free of charge,
• In case of limitation from 6 to 12 months (inclusive) – 2,000 AMD (including VAT),
• In case of limitation more than 1 year – 3,000 AMD (including VAT).

Reference provision tariffs:

• During the next business days of the application for receiving the reference - during the business day following the submission of the application at the bank branch – 3,000 AMD, in case of application through the acba digital system – 2,000 AMD (including VAT).
• within 1 hour on the same working day – 5,000 AMD, in case of applying through the acba digital system – 4,000 AMD (including VAT).
• via delivery service - 4,000 AMD (including VAT).
• providing a copy of the certificate within the same day free of charge.

Your financial informant:

fininfo.am

ATTENTION: "YOUR FINANCIAL INFORMANT" IS AN ELECTRONIC SYSTEM THAT MAKES IT EASY TO SEARCH FOR, COMPARE, AND CHOOSE THE MOST EFFECTIVE OPTION FOR INDIVIDUALS.

• Identity document (passport, identification card, biometric passport, etc.)
• Social services number or a certificate of refusal thereof
• Document confirming income (if required)
• Other required documents upon request of the credit committee