
The purpose of the Interest Rate Subsidization Program for Loans Provided to the Agri-Food Sector is to support the implementation of current and investment expenses in the agri-food sector of the Republic of Armenia.
Up to 36 months
Duration
13-14%
Interest rate
1.000.000 - 2.000.000 AMD
Maximum amount

The main objective of the program is to promote the establishment of modern, high-yield orchards through state support for the establishment of vineyards, intensive fruit orchards, and berry orchards cultivated using modern technologies, thereby contributing to the development and increased efficiency of fruit growing and viticulture. The program is regulated by Decision N 927-L approved by the Government of the Republic of Armenia on June 3, 2021.
96 months
Duration
12-17%
Nominal Interest Rate
Depends on the crop being planted
Maximum amount

The main objective of the program is to reduce risks caused by hail and other climatic factors. The program is regulated by Decision N 927-L approved by the Government of the Republic of Armenia on June 3, 2021.
84 months
Duration
12.9-17.4%
Nominal Interest Rate
up to 1.210 billion AMD
Maximum amount

The main objective of the Program is to promote the economical and efficient use of water resources through the introduction of modern irrigation systems. The Program is regulated by Decision No. 927-L of the Government of the Republic of Armenia, adopted on June 3, 2021.
Up to 48 months
Duration
12.9-17.4%
Nominal Interest Rate
Without limitation
Maximum amount

The main objective of the Program is to promote the economical and efficient use of water resources through the introduction of modern irrigation systems. The Program is regulated by Decision No. 927-L approved by the Government of the Republic of Armenia on June 3, 2021.
48 months
Duration
12.9-17.4%
Nominal Interest Rate
200,000,000 AMD
Maximum amount

The main objective of the Program is to promote the production of non-traditional, high-value crops, including leguminous crops. The Program is regulated by Decision No. 927-L adopted by the Government of the Republic of Armenia on June 3, 2021.
24 months (60 months in the case of asparagus)
Duration
12% or 13%*,14%**
Subsidized interest rate
Depends on the base crop
Maximum amount

The objective of the program is to contribute to increasing the area of greenhouse farms, production and export volumes in the Republic, improving the competitiveness of products, and increasing the income of agricultural operators. The program is regulated by Decision N 1284-L approved by the Government of the Republic of Armenia on July 27, 2023.
96 months
Duration
12.9 - 17.4%
Interest rate
15.0 billion AMD
Maximum amount

The purpose of the Program is to provide cattle breeders in the Republic of Armenia with pedigree cattle at affordable terms, enabling them to replenish their herds with pedigree cattle possessing valuable productive and economic characteristics. The Program is regulated by Decision No. 1392-L approved by the Government of the Republic of Armenia on August 22, 2024.
up to 60 months
Duration
14%, non-subsidized interest rate: 0%, 2%, 3%
Interest rate
300.000.000 AMD
Maximum amount