An application designed for Android NFC smartphones to accept payments without physical POS terminals.
Free download and activation of the application.
Accept payments with ArCa, VISA, MasterCard, American Express payment cards anywhere.
Real-time reflection of transactions, ensuring speed, security and accuracy.
Through SoftPOS, you can service cards of ArCa, VISA, MasterCard, and American Express payment systems at the tariffs set out below.
| Card type | Commission fee |
|---|---|
| ArCa cards | 1.5% |
| VISA and MasterCard cards issued by local banks | 1.8 - 2.7% |
| VISA and MasterCard cards issued by non-local banks | 2.3 - 2.7% |
| American Express cards | 3.0 - 4.0% |
| Additional service fee in case the minimum monthly turnover of AMD 30,000 via the SoftPOS application is not ensured | AMD 1,000 |
| Termination fee in case of discontinuation of servicing within one year after activation of the SoftPOS application | AMD 10,000 |
The commission is determined taking into account the field of activity, transaction volumes, as well as the scope of cooperation between the organization and the Bank.
Detailed information: Payment card tariffs
Previous terms of payment card tariffs
To view the guidelines for activation and use of the SoftPOS application, please follow the link.
The payment card servicing service is activated within 10-15 days after acceptance of the application.
Either party has the right to unilaterally terminate the Agreement by providing the other party with written notice at least 30 (thirty) days in advance.
Standard form agreement on servicing payment cards and/or QR code payments
Cash withdrawal of funds credited to the account from payments is free of charge.
During the term of the Agreement, account statements required to be provided under RA legislation are provided free of charge.
During the term of the Agreement, statements not required under RA legislation, copies of statements, and statements submitted to foreign embassies and visa centers are provided as follows:
List of documents required for opening an account.
To start servicing via the SoftPOS application, the following is required:
The activation process includes:
The payment card servicing service is activated within 10-15 days after acceptance of the application.
