Accepting card payments on the website or app, with 24/7 availability.

Servicing of 4 payment systems: ArCa, VISA, MasterCard and American Express.
Secure transactions thanks to 3D Secure technology.
Faster, simpler, and more convenient online payments.
Online servicing of payment cards (E-Commerce) is a modern online payment solution that transforms the sales process by ensuring fast, seamless, and secure transactions. It creates new growth opportunities by supporting business development.
Acba bank, in cooperation with reputable local and international payment systems, enables you to accept online payments with cards of 4 payment systems simultaneously:
Acceptance of online card payments not only reduces operational costs but also makes the management of your business cash flows simpler, faster, and more efficient.
Through E-Commerce, you can service cards of ArCa, VISA, MasterCard and American Express payment systems at the tariffs set out below:
| Card type | Commission fee |
|---|---|
| ArCa cards | 1.5% |
| VISA and MasterCard cards issued by local banks | 1.8 - 2.7% |
| VISA and MasterCard cards issued by non-local banks | 2.3 - 2.7% |
| American Express cards | 3.0 - 4.0% |
The commission is determined taking into account the field of activity, transaction volumes, as well as the scope of cooperation between the organization and the Bank.
By becoming a partner of the Bank, you can benefit from a range of banking services free of charge or on special terms:
Detailed information: Payment card tariffs
Previous terms of payment card tariffs
During the term of the Agreement, account statements required to be provided under RA legislation are provided free of charge.
During the term of the Agreement, statements not required under RA legislation, copies of statements, and statements submitted to foreign embassies and visa centers are provided as follows:
To activate the online payment acceptance service with payment cards, you may visit any branch of the Bank or submit an online application.
The service is activated within 10-15 days after acceptance of the application.
For the purpose of service activation, the following information must be available on the website/mobile application:
Standard form agreement on online payment card servicing
Either party has the right to unilaterally terminate the Agreement by providing the other party with written notice at least 30 (thirty) days in advance.
