LinkPay allows you to accept payments via a link without the need for a website or integration with payment systems.
Payments via a link only, without additional steps.
No changes to the website or software system are required.
An effective solution for businesses looking to expand online sales.
Link Pay is a new service provided by Acba bank that allows legal entity customers to accept remote payments without the need to integrate a website or payment systems. Payments are made via links that can be sent to customers’ email addresses or through messages using messenger platforms.
The service is designed for legal entities operating in sectors where direct online interaction with customers is important, but they do not have or use technical integration solutions.
| Card type | Service fee |
|---|---|
ArCa cards | 1.5% |
| VISA and MasterCard cards of local banks | 1.8 - 2.7% |
| VISA and Mastercard cards of non-local banks (including cards issued by non-resident banks) | 2.3 - 2.7% |
| American Express cards | 3.0 - 4.0% |
The service fee is determined based on the business sector, transaction volumes, as well as the scope of cooperation between the organization and the Bank.
Detailed information: Payment Card Tariffs
During the term of the Agreement, the account statement required to be provided under the legislation of the Republic of Armenia is provided free of charge.
During the term of the Agreement, statements not required to be provided under the legislation of the Republic of Armenia, duplicate statements, and statements submitted to foreign embassies and visa centers are provided as follows:
for a period of up to 6 months (inclusive) - free of charge,
for a period of more than 6 months and up to 12 months (inclusive) - AMD 2,000 (including VAT),
for a period exceeding 1 year - AMD 3,000 (including VAT).
To view the user guide, follow this link.
The documents required for payment card servicing are:
if an individual entrepreneur has an account with the Bank, they must present an identification document.
if a legal entity has a current (settlement) account with the Bank, it must ensure the presence of a duly authorized person with their identification document.
List of documents required for opening an account
For the purpose of proper customer due diligence as defined by the RA Law “On Combating Money Laundering and Terrorist Financing,” the Bank may, based on the “Know Your Customer” principle, require the customer to provide additional documents or other information, as well as ask additional questions during verbal communication with the customer.
In accordance with the agreement signed with the United States under the Foreign Account Tax Compliance Act (FATCA), the financial organization may collect additional information to determine whether you are a U.S. taxpayer.
