Save up to 70% on the Card service fee by purchasing the Card on the basis of funds secured by the deposit.

Treat yourself and your relatives to a delightful surprise!

“Membership Rewards” is a rewards program, one of the exclusive benefits of the American Express® brand. For every payment transaction made with your American Express® Blue Card, you earn Membership Rewards points, which can later be redeemed for valuable gifts.

• Earn 1 MR point for every 500 AMD spent in Armenia with your card.
• Accumulate MR points not only from your own payments but also from those made using additional cards issued to your relatives.
• Order your American Express Blue Card and join the Membership Rewards program for free.
• Learn more about the terms and conditions of the Membership Rewards program and the offered rewards here.

The American Express® Blue Card comes with a comprehensive package of insurance services, offering multiple types of coverage:

• Purchases made with the American Express® Blue Card are protected against price fluctuations, damage or loss during delivery, and are insured against damage or theft for up to 120 days from the date of purchase.
• The warranty period provided by merchants/service providers for purchases made with the American Express® Blue Card is doubled.
• The American Express® Blue Card ensures the highest level of security and includes separate insurance against all types of potential fraud.
• For more details, please review the limits and general terms and conditions.
• To use insurance services, you need to call the bank's 24-hour service center at +374 10 31 99 99 or send an email to insurance@acba.am and report the incident. In case of incomplete or missing documents in the letter you sent and the documents attached to it, you will be notified about this by a reply letter within a maximum of 10 business days, and in case the documents are complete, you will be notified about the processing of your application.

The Roadside Assistance service provides a towing service for a broken down passenger car within the territory of Yerevan at the request of the Cardholder.

• Feel more secure when driving in Yerevan, as you have the opportunity to order a towing service free of charge twice a year to your preferred address in case of a car breakdown.

• For more details about the service, you can review the Roadside Assistance service rules and pricing.

  The prices apply in cases where the service is requested outside the regular terms.

Your relatives can also enjoy all the benefits you receive with the American Express® Blue Card by ordering additional cards for them.

Every time a Cardholder of an Additional Card makes a transaction, you receive the accumulated MR points.

• The American Express® Blue Card will be provided with a credit line of at least 180,000 and a maximum of 2,500,000 AMD.
• For each payment transaction made with credit funds, you will be provided with an interest-free period of up to 50 days, during which no interest will be calculated on the amount used. Starting from the 21st day of the month following the payment transaction, interest will be calculated only on the amount used and outstanding at that time.

• The availability of a credit line will not prevent you from having your own funds in the form of a positive balance on your American Express® Blue Card and using them.
• With the free SMS notification service, you will receive an SMS alert after each transaction and will be able to manage your card's funds more flexibly.
• The 24-hour service call center number +374 10 31 99 99 is always available from anywhere in the world. Our experienced specialists are ready to provide information about your card, as well as assist in using the services provided by the Card.

Your financial informant:

fininfo.am

ATTENTION: "YOUR FINANCIAL INFORMANT" IS AN ELECTRONIC SYSTEM THAT FACILITATES THE SEARCH, COMPARISON AND SELECTION OF THE MOST EFFECTIVE SERVICE OPTION FOR THE INDIVIDUAL.